What makes us different

 OnTrack was initially set up as an independent financial adviser firm working within the railway network. Since establishing the firm in

blue sky 2001 we have had many referrals to private clients, as a result of these referrals we are now advising a large and increasing number of private clients on their financial affairs. 

 At Ontrack Financial Planning Ltd. we believe that great financial advice is at the core of providing our clients with a more certain financial future. We have access to the most up to date technology to provide truly Independent advice to ensure we provide peace of mind that your financial future is more secure as a result of working with us. 

Our aim is to provide you with the best possible solutions to your concerns as well as help you fulfil your aspirations.

We do this by:

  • Being clear and straightforward in everything we do
  • Working as a team to deliver high quality and consistent advice
  • Using technology to record, analyse and present information to you
  • Keeping our skills and knowledge up to date, remaining highly qualified
  • Building long term relationships with our clients.

I’m proud that Ontrack Financial Planning Ltd is wholly owned and financed by myself, retaining an ability to provide independent advice free of the influence of large insurance companies.


Graeme Barclay


pension forecast

contact us

OnTrack Financial Planning Ltd. is authorised and regulated by the Financial Conduct Authority FCA Firm Number: 566312
Registered in Scotland, Registered No.SC406825, Registered Address: 6 Wallace Brae Grove, Reddingmuirhead, Falkirk, FK2 0FF.