Private Clients
Existing Plans
Previous Paid Up or preserved Pensions
Regularly we find that these plans are laid aside in the hope that all will be well at retirement - however regular reviews of these plans are recommended. Pension legislation has changed frequently over the past decade so it may be that these "inactive" plans could be either performing better or switched into a more suitable plan with much lower charges. There may also be the facility to transfer previous pensions into your employers scheme.
As with all areas of retirement planning, especially transferring existing pension funds, independent advice should be taken as some pension transactions will be irreversible.