Whole of Life Insurance

mother daughterWhole of Life Insurance is designed to pay a lump sum whenever you die - whether it’s in one year, or a hundred years. These plans can be used in conjunction with Trusts to assist in Inheritance Tax Planning. They can help provide financial security for a long-term dependent that possibly has special needs and may need specialised care long after you’re gone. I would recommend you look at the trusts section in conjunction with this area.

As long as the plan is set up by an individual and not through a company then the proceeds from a Whole of Life policy are free from both income and capital gains tax.

We have the facility to Email you quotes, all you need to do is complete the short data form under the quotes menuclick send and we will get back to you, or contact us here


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OnTrack Financial Planning Ltd. is authorised and regulated by the Financial Conduct Authority FCA Firm Number: 566312
Registered in Scotland, Registered No.SC406825, Registered Address: 6 Wallace Brae Grove, Reddingmuirhead, Falkirk, FK2 0FF.